Serving the Penn-Ohio area

Mehler Insurance | Insurance Agents | Sharpsville, PA


Proudly serving the Sharpsville area for over 3 generations.


Call our office at 724-962-5757.

After hours, you may call Erie Insurance directly at 800-367-3743. (For windshield claims only, Erie Insurance has a separate reporting number at 800-552-3743).



Progressive prefers you call claims directly to them at 800-274-4499. For advice on a claim, or for all other policy inquiries, call our office.



Foremost prefers you call claims directly to them at 800-527-3907. For advice on a claim, or for all other policy inquiries, call our office.


MILLVILLE MUTUAL and other companies

Call our office at 724-962-5757.



Additional information


- What to do in an auto accident?


- What to do after a fire?


- What to do after a homeowner's claim?

Mehler Insurance still values face-to-face conversations with our customers to better assess their individual needs.




Get in touch with us today for a quick and easy quote.


  • Additional purchase options:  The insurance company gives you the right to buy additional insurance at a later time, regardless of your future health.

  • Coordination of benefits:  Offsets a portion of your benefits by other disability payments you may receive, such as Social Security or Workers’ Comp. A reduced rate is offered for the portion of your coverage subject to coordination of benefits.

  • Cost of living adjustment (COLA): The COLA increases your disability benefits over time based on the increased cost of living measured by the Consumer Price Index.

  • Residual or partial disability rider:  This provision allows you to return to work part-time and collect part of your salary and receive a reduced benefit payment if you are still partially disabled.

  • Return of premium: Part of the premium you have paid in is refunded if no claims are made for a specific period of time declared in the policy.

  • Waiver of premium provision:  This clause means that you do not have to pay premiums on the policy after you’re disabled for 90 days.


Annuities come in two basic forms: deferred and immediate. Because annuity payments can be structured to extend as long as you live, they are often thought of as “life insurance in reverse”.


If you are in a saving-money stage of life, a deferred annuity can:

Help you meet your retirement income goals. Employer-sponsored plans such as a 401(k) are an important part of planning for retirement. However, contributions to these plans are limited, and they might not add up to enough for the retirement income you need, especially if you started saving for retirement late or had contributions interrupted—perhaps due to job changes and/or family responsibilities.


Help you diversify your investment portfolio. Investment experts routinely advise that, to get the best return for a given level of risk, you should diversify your investments among a number of asset classes. Fixed annuities, in particular, offer a unique asset class—an investment that is guaranteed not to not to decrease and that will actually increase at a specified interest rate (and, often, potentially more). The guarantees are supported by the claims-paying ability of the insurer.

Deferred annuities can be held within an IRA and thus enjoy the tax advantages of an IRA. Even if not part of an IRA, the investment gain on an annuity is tax-deferred, offering a significant advantage over comparable investments such as bank CDs.

If you are in a need-income stage of life, an immediate annuity can:

Help protect you against outliving your assets. Social security pays retirement income for as long as you live, as do defined-benefit pension plans. But the only other source of income available that continues indefinitely is an immediate annuity.

Help protect your assets from creditors. Generally the most that creditors can access is the payments from an immediate annuity as they’re made, since the money you gave the insurance company now belongs to the company. Some state statutes and court decisions also protect some or all of the payments from those annuities.




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MILLVILLE MUTUAL and other companies

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