Serving the Penn-Ohio area

Mehler Insurance | Insurance Agents | Sharpsville, PA

From our beginnings in a barber shop . . . Serving the insurance needs of the Shenango Valley since 1925

Ralph C. Mehler Agency, Inc. is a full-service independent insurance agency located in Sharpsville, PA. Founded in 1925, we write all lines of insurance: auto, home, business, life, and health — for both personal and commercial clients in Pennsylvania and Ohio.

We still value face-to-face conversations with our customers to better assess their individual needs.




Get in touch with us today for a quick and easy quote.


  • An experienced staff where everyone is a licensed agent

  • A commitment to friendly, personal service — not a phone representative in a distant city who has never heard of you or your family

  • Access to several stable insurance markets that allow us to consistently offer you the best coverage and value

  • An office using up-to-date technology that allows for prompt service

  • The knowledge and experience to write business insurance from a one-man start-up to large manufacturing, contracting, retail, transportation and institutional risks

  • A cross-trained staff, committed to continuing professional development — that is able to help you when you call rather than sending you to a voicemail

  • Regular Saturday morning hours

  • Active efforts to find ways to reduce your insurance costs and improve your coverage

  • A commitment to high ethical standards — you won’t get an agent who cuts valuable coverage just to make a sale

As our customer, you’ll find with us:

Located in Sharpsville since 1925, the Mehler Insurance Agency represents three generations of commitment to high professional standards and personal service to the families and businesses of the Penn-Ohio area.


While today’s technology allows for expanded and prompter services, we still value face-to-face interaction with our customers to assess their particular needs. As independent insurance agents, we have access to several markets to find the best coverage and value for our policyholders.



Starting full-time, following the 1985 tornado, Ralph is the 3rd generation to serve as President of the agency. A graduate of Sharpsville High School and Yale University, Ralph earned the Chartered Property Casualty Underwriter (CPCU) designation in 1993. Working with all lines the agency sells — property / casualty as well as life and health — Ralph has the expertise to find cost-effective ways for families, new business start-ups, and large, established firms to manage the risks they face.


Ralph lives in Sharpsville with his wife and children.


Ralph is also dedicated to professionalism. After a 5-year course of study and rigorous exams, he attained the Chartered Property and Casualty Underwriting (CPCU) designation.


He says, “It has been particularly satisfying to see policyholders, many of whom still remember my Dad, sending their children and grandchildren in for insurance. I have also been fortunate to insure small, new businesses years ago which have become million dollar successes. Seeing and helping people do well is what it’s all about.”  

When the insurance industry and life in general were much simpler, Ralph C. Mehler decided to become a licensed Dutch Mehler agent, in addition to working with his father in their barber shop. Soon, he had no time for cutting hair and was selling insurance full-time. In 1927, he became friends with the founder of a new company, Erie Insurance Exchange, and agreed to represent them. Today, we place the majority of our over 7,500 policies in what is now a respected 4 billion-dollar company.  


In 1961, after graduating from Youngstown State University with a degree in Mechanical Engineering, Ralph W. Mehler joined his father in the agency. Living in a household where policyholders phoned and dropped by after hours on a daily basis, made Ralph W. feel that personal service was nothing extraordinary.

“While I had no definite plans to joining the agency, I came to help after the tornado of 1985 and decided to stay on. I’ve enjoyed the challenge of analyzing complex, risk exposures of a growing business, says Ralph C. “Equally satisfying is working with individuals to help them spend their insurance dollars wisely.”


The policyholder’s interest is the primary concern of the salaried staff. All of our staff members are life-long residents of the area and feel a particular concern for the well-being of local families and businesses. All are licensed, and with decades of experience, they are well equipped to respond to customers’ needs.

In 1985, Ralph C., the 3rd generation, joined the agency. A graduate of Sharpsville High, like his father, Ralph C., then graduated from Yale University, summa cum laude. He also holds the CPCU designation, and was honored for attaining one of the top 5 scores on the national exam.



  Tracy has been with our Agency since 1985, handling the full range of family insurance situations from initial applications, changing circumstances, and claims. Tracy maintains the Certified Insurance Service Representative (CISR) designation, and lives in her native Sharpsville with her husband and children.




  Vicki joined the Mehler Agency in 1999 with previous insurance experience as well as a background in banking. She is licensed for life as well as property casualty lines and is eager to work with both new and existing clients on their complete insurance program. A Sharon High graduate, Vicki resides in Brookfield.




  Melissa joined our agency in 2017 and is ready to assist you with prompt, friendly service.  Like all our staff, she is a licensed agent.  A graduate of Grove City High School and Clarion University, Melissa resides with her husband in Hermitage.




  Although graduating from college with a degree in Mechanical Engineering, Ralph has spent over 50 years working at the Agency his father founded. Attaining the highly respected Chartered Property Casualty Underwriter (CPCU) designation, Ralph's professionalism is matched with providing old-fashioned personal service to generations of families and large and small commercial accounts. Ralph lives in Sharpsville with his wife, Carol.

Dutch Mehler Ralph W. Mehler Ralph W. Mehler Ralph C. Mehler II Ralph C Mehler Thomas J Abate Mehler Insurance Signature

Our History



Tom has been an agent at Mehler's since 2003. A graduate of Kennedy Catholic High School and Youngstown State University, Tom practiced as a Certified Public Accountant for 17 years before entering the insurance business.


Tom's financial background is particularly helpful in assessing the insurance and bonding needs of businesses as well as options for your life insurance. Look to Tom for straightforward advice on all your insurance concerns, both personal and commercial, property / casualty as well as life and health.


Tom lives in Hermitage with his wife and children.

About Our Agency



  Terry joined our team in 2018 and brings with him almost 30 years insurance industry experience.  His extensive background in claims handling and risk management enables him to accurately access your exposures to risk and your insurance needs.  Terry will be happy to put this knowledge to work for your benefit in a no-pressure consultation.


Terry is a graduate of Kennedy Christian High School and Youngstown State University.  He lives with his wife in Fowler, Ohio and enjoys spending time with their grandchildren and being outdoors.

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